After fifteen years researching the golf simulator industry — including a stint as Chief Data and Analytics Officer at Markel — Reid partnered with CoverMyNiche to bring real specialty coverage to home simulator owners and commercial sim businesses.
We underwrite both, but the right starting point depends on what you're insuring. Tell us which fits and we'll tailor the quote.
Garage builds, basement studios, dedicated sim rooms. Your equipment alone is probably worth more than your homeowners policy will pay out.
Multi-bay facilities, lounges, leagues, lessons, food and beverage. The full policy stack scaled to actual sim-bar economics.
Reid spent years inside Markel watching how specialty programs get built and where they fall apart. When he evaluated who to partner with for the Yardstick Golf community, he wasn't looking for the biggest name — he was looking for the program built around the actual risks sim owners face.
CoverMyNiche operates as a digital wholesale platform with deep specialty carrier relationships, founded by Susan Hupp and built with co-founder Michelle Middleton. The golf simulator program is purpose-built — not a general business policy with "golf simulator" written on top of it.
Six core coverage types available through the program — you take the ones that fit your situation.
Launch monitor, projector, screen, computer. Replacement-cost coverage that reflects what this gear costs today.
Bodily injury and property damage coverage scaled to indoor golf risk — flying clubs, slips, equipment failures.
If you serve alcohol, you need this. Often the line between an underwriter saying yes or no for sim lounges.
Lost revenue while you're rebuilding bays after fire, water damage, or extended equipment failure.
Mechanical and electrical failure of HVAC, electrical systems, and the simulator hardware itself.
Booking systems, payment processing, member data. Modern sim businesses run on software — cover it.
Most simulator owners are underinsured and don't know it until a claim hits. Take Reid's 2-minute risk assessment — answer 9 questions about your operation and we'll identify the exact coverages that fit your situation.